Understanding Your Rate Sheets

Your industry specific rate sheets can be found in your partner portal. Click on the RESOURCES tab and select LIBRARY from the drop down list or click the link below:


Once you are in the Library, click on your Rate Sheet. We offer both a Standard Program and an Extended Program (Designed for applicants who do not qualify for the Standard Credit program). Rate sheets are regularly updated and display the following information for all programs:

1) Interest Rates, Amortizations, Loan Amounts, and Fees: The rate sheets show you the minimum and maximum loan amounts available to your customers as well as the corresponding interest rates,  maximum amortization lengths and borrower admin fees (charged to the borrower) associated with those loans.

2) Promotional Programs: We offer a number of promotional programs to you to offer to your customer to incentivise them to close the sale and increase the transaction size, read about them here. The cost of the program is deducted from the funding transfer when the loan is funded. Ex. If the cost of the program is 3% you will receive a transfer when the loan funds for 97% of the total loan amount.

Home Improvement Partners  will see Payment Factors listed which you can learn about here.


Some Important Points:

Approvals are valid for 90 days.

A Customer fee is applied on all programs (up to a maximum of $199).

Loans are completely open, with no prepayment penalties.


Please feel free to contact us at any time with questions about rate sheets at 1-888-536-3025 or by email at service@financeit.io


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